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Drafting & Registration of Mortgages
Customized mortgage drafting and Teraview registration to secure and protect the lender's interest.
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Private Lending & Mortgage Law
Legal protection for private lenders and borrowers in mortgage transactions throughout Ontario.
Responsive Communication
Clear updates, timely replies, and a process that keeps you informed from start to finish.
Practical Guidance
Straightforward legal support built around real next steps, not unnecessary complexity.
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Private mortgage lending is a vital and growing segment of Ontario’s real estate financing market. For lenders, private mortgages offer attractive returns secured by real property. For borrowers, private financing provides a flexible alternative when conventional lending is unavailable or insufficient. But private lending transactions involve significant legal complexity — and the consequences of inadequate documentation or improper registration can be severe. At Goldstone Law Professional Corporation, we provide experienced legal counsel to private lenders and borrowers in all types of private mortgage and lending transactions across Ontario. Whether you are an individual investor lending for the first time, a mortgage investment corporation (MIC) with a large portfolio, or a borrower seeking bridge financing to complete a time-sensitive transaction, our lawyers are equipped to protect your interests.
Why Private Lending Requires Specialized Legal Counsel
Unlike institutional mortgage lending, where the terms, documentation, and processes are standardized, private lending transactions are individually negotiated and require customized documentation. Every loan must be carefully structured to ensure that the lender’s security interest is valid, enforceable, and properly prioritized on title. A lender who fails to register a mortgage correctly, or who lends without conducting adequate title due diligence, may find that their security is worth significantly less than they believed.
Our Private Lending & Mortgage Legal Services
- Mortgage drafting and registration through Teraview
- Private lending transaction documentation — loan agreements, commitment letters, security packages
- Title searches and due diligence for lenders
- Mortgage discharges and refinancing
- Priority and title issue resolution
- Mortgage enforcement and power of sale proceedings
Contact Goldstone Law for experienced private lending and mortgage legal services throughout Ontario. We protect lenders and borrowers alike.
How We Help
Explore the services within Private Lending & Mortgage Law.
These focused pages break down the specific matters we handle within Private Lending & Mortgage Law, from transaction types and documentation to process, legal considerations, and practical next steps.
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Private Lending Transactions
Representation for private lenders and borrowers on loan structuring, title review, and documentation.
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Loan Agreements & Security Documentation
Preparation of loan agreements and supporting security documents, including PPSA registrations where needed.
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Mortgage Discharges & Refinances
Support with mortgage discharges and refinance closings, including priority and condition management.
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Priority & Title Issue Resolution
Assistance with mortgage priority disputes, title defects, and related insurer or lender coordination.
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Enforcement & Power of Sale Matters
Advice on mortgage enforcement and power of sale proceedings for lenders and borrowers in Ontario.
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